Atal Pension Yojana: Features, Significance, Achievements in five years

In a country where around 90% workforce is engaged in an unorganized sector, the framing of social security schemes is a very challenging task. The humungous population with dynamic demographic patterns, diverse socio-economic conditions from state to state, and huge informal sector make the task of designing a foolproof scheme faces many structural and functional challenges. On this backdrop the Atal Pension Yojana, the flagship social security scheme, must be analyzed for its efficacy. Recently, it completed five years of its operation.

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