One Nation One Ombudsman – Objectives and Benefits
The Reserve Bank of India (RBI) in a recent move has announced that it will be integrating consumer grievances redressal under a single ombudsman as a…
Banking
Bad banks- How Viable is the Idea?
In the wake of economic contraction and the concerns of an upcoming spike in
Insolvency and Bankruptcy Code – Complete Analysis with recent issues
Insolvency and bankruptcy code (IBC) was introduced in 2016 to address the mounting bad
loans (NPAs) problem. In this scenario, there are new perform…
Corporate Ownership of Banks – Challenges & Way Ahead
The RBI had recently released a report of the Internal Working Group that reviewed the current licensing and regulatory guidelines related to the owne…
Partial Credit Guarantee Scheme – Need, Issues, Way Ahead
The Central government has extended the Rs.45,0000 crore Partial Credit Guarantee Scheme 2.0 by another three months and has allowed the banks to inve…
Loan Restructuring Schemes- New RBI Scheme vs. Previous Schemes
The RBI has cleared a new loan restructuring scheme to help out borrowers in these COVID-19 stricken times. Earlier, the RBI had allowed the banks…
Yes Bank Crisis – Causes, Consequences & Measures
On 5th March 2020, the Reserve Bank of India (RBI) had imposed a 30-day moratorium on the YES Bank, superseded the bank’s board and appointed Prasha…
